Financial Services Overview
Wade College and the federal and state government offer several financial assistance programs to help students meet educational expenses. Students at Wade College are eligible to apply for financial assistance under the following financial assistance programs:
- Federal Pell Grant Program
- William D. Ford Federal Direct Loan Program (Subsidized and Unsubsidized)
- Federal Direct Parent Loan Program for Undergraduate Students (PLUS)
- Federal Direct Consolidation Loans
- Wade College Institutional Loan Program
- Veterans Education Act
- Vocational Rehabilitation Programs
- Wade College Tuition Rebates
- External Scholarships
Please review the information contained in the following Web pages; the information will familiarize you with the available options and necessary steps for applying for financial assistance, including specific grants, loans, veteran benefits, and scholarships. Always remember that the college's Financial Services Department is available to assist you with the application process and the financial planning for your education.
We understand that applying for and receiving financial assistance is a new process for most people. It will take time, patience, and effort to understand and meet deadlines. We are here to help.
Funding Education Beyond High School: The Guide to Federal Student Aid is a comprehensive resource on student financial aid published by the U.S. Department of Education for students and parents.
Financial Aid Planning
Before any assistance is granted (Federal Pell Grant or Federal Stafford/PLUS Loan), general federal student financial aid eligibility and program requirements must be met. To be eligible for federal student financial aid the student must:
- Establish eligibility by completing and filing the Free Application for Federal Student Aid (FAFSA) or Renewal Application;
- Not be in default on any Title IV loan (Federal Perkins or Federal Stafford), or owe a refund or repayment on educational funds received at any institution;
- Be a U.S. citizen or eligible non-citizen of the United States;
- Be registered with the Selective Service if you are a male at least 18 years old born after December 31, 1969 (most males between the ages of 18 and 25, including permanent residents and other eligible non-citizens, are required to register with Selective Service);
- Enroll in and maintain at least a half-time class load;
- Use all funds received through financial aid for educational purposes;
- Be accepted for admission by the college and enrolled in a degree program;
- Be making satisfactory academic progress;
- Not have been convicted of certain drug violations;
- Have a valid Social Security Number; and
- Have graduated from high school or an approved home school program or received a GED (General Equivalency Diploma).
For more information on student eligibility, the application process, and financial aid programs and annual maximum amounts, please read the two-page flyer, https://studentaid.gov/resources/prepare-for-college.
Applying for Assistance
Citizens and eligible non-citizens of the U.S. may apply for financial assistance by first completing their enrollment for a starting date at the college. Students requesting financial assistance are encouraged to apply for admission and enroll for classes as early as possible. The Financial Services Department is available to assist and advise students applying for financial assistance. A student should schedule some time to meet with the Financial Services Department for help applying for financial assistance, completing all necessary forms, and planning for educational costs.
For determination of federal student financial aid eligibility, the Free Application for Federal Student Aid (FAFSA) must be filed. The FAFSA is a standard form published and used by the federal government. The FAFSA, a financial aid guide, and applicable college forms are made available to a student in the financial aid packet distributed by the Financial Services Department. Before starting the FAFSA form, the student should visit Student Aid on the Web for more information.
To complete the FAFSA, the student will need the FAFSA code for Wade College, which is 010130. We encourage students to apply for federal student financial aid using FAFSA on the Web at https://studentaid.gov/h/apply-for-aid/fafsa. FAFSA on the Web is smarter and easier than ever, providing an intuitive Web experience for each applicant. Live interactive help is accessible as the applicant uses the site; applicants can also get assistance by calling the U.S. Department of Education's toll-free number, 1-800-4-FED-AID (1.800.433.3243) or downloading the Completing the FAFSA publication.
The applicable FAFSA may also be downloaded by the student and/or parent at https://studentaid.gov/sites/default/files/2022-23-fafsa.pdf and mailed to Wade College after completion.
The student and parent, if he or she contributed information to the form, will need to create an FSA ID to electronically sign the FAFSA. Instructions for creating FSA ID are found at https://studentaid.gov/apply-for-aid/fafsa/filling-out. Applying for an FSA ID may be done while completing the FAFSA form via the Internet, but it may be helpful to apply for an FSA ID prior so it is available at the time the FAFSA form is completed. If a student and parent, if applicable, need assistance, they should contact the Financial Services Department.
Once the FAFSA is processed with the federal processing agency, the agency sends each applicant a multi-page Student Aid Report (SAR), and the college receives an electronic Institutional Student Information Report (ISIR) if the student indicated Wade College as a college choice on the FAFSA. The student should contact the Financial Services Department to make certain that the college received his or her ISIR.
Wade College is committed to assisting every student plan for his or her entire educational program. The Financial Services Department meets one-on-one with each student to walk him or her step-by-step through the financial planning process. Since the college offers an all-inclusive tuition rate, which includes all necessary books and supplies, and is guaranteed not to change during the student's normal time for degree completion (see Guaranteed Tuition Rate), most uncertainties regarding educational costs are eliminated.
Upon completion and receipt of the student's ISIR and other required forms, the Financial Services Department will review and determine his or her financial aid eligibility based on federally-required calculations. After grant and scholarship eligibility is determined, student and/or parent loans may be applied for through the Federal Direct Loan program. If a student and/or parent borrow education loans from the federal government, the direct loan servicing center becomes their single source for managing the repayment of their loans. For general information, a student and/or parent should visit . This site will provide information about loan limits, regardless of whether a dependent student applying for a loan with his or her parents or an independent student applying for a loan without his or her parents.
The William D. Ford Direct Loan program offers the following types of loans: subsidized; unsubsidized; and PLUS. There are separate applications for each. Student borrowers will be required to sign a Federal Direct Loan Master Promissory Note (MPN); parent borrowers must sign a Federal Direct PLUS Loan Master Promissory Note (MPN). These are multiyear promissory notes that allow the student and/or parent to receive multiple loans without having to complete additional promissory notes each year. The student and parent, if applicable, should contact the Financial Services Department to learn more about these loans and for help in applying for federal loans, or visit https://studentaid.gov/apply-for-aid/fafsa/filling-out.
To apply for a Direct Subsidized and/or Unsubsidized Loan, a student must complete the Federal Direct Loan Master Promissory Note (MPN) online via the U.S. Department of Education's Direct Loan website at https://studentaid.gov/mpn/.
To apply for a Federal Direct PLUS Loan, the student's parent (only one parent need apply) must complete the Federal Direct PLUS Loan Master Promissory Note (MPN) at https://studentaid.gov/mpn/. Eligible parents who qualify may apply for Federal Direct PLUS Loans to help a dependent child attend school. Since Federal Direct PLUS Loans require a credit check, the Financial Services Department assists the student and parent with that process. Based on eligibility and the amount needed to pay for school, the Financial Services Department will recommend an appropriate loan amount.
Before a student applies for a direct education loan, the student should schedule a meeting with the Financial Services Department who can develop a student financial aid plan based on the student's specific set of circumstances.
Wade College Student Financial Plan
The Wade College Student Financial Plan is prepared after loan approvals and required credit determinations are obtained. The Wade College Student Financial Plan is a direct result of a lengthy process that considers the relevant information a student provides on his or her financial assistance applications and forms and reflects the approximate amounts and dates of all estimated financial assistance awards and institutional charges for the student's educational program. An individual Wade College Student Financial Plan is prepared for each registered student prior to the start of classes.
- The student's educational expenses will consist of direct and indirect costs. Direct costs may include tuition and fees. The indirect costs include food, transportation, personal expenses, and room and board (the Wade College Student Financial Plan does not outline indirect costs).
- The student's total financial resources available, which may include federal and state assistance, grants, loans, veteran benefits, and scholarships, will be added together.
- The student's total financial resources are then subtracted from his or her total estimated direct costs of the educational program.
- This information will be included in the student's Wade College Student Financial Plan and covered with the student by the Financial Services Department.
- All pages of this document constitute the entire Wade College Student Financial Plan. Future revisions/updates to the first page of a student's Wade College Student Financial Plan will be sent to the student electronically via email and a copy placed in the student's financial folder found on the secure college network.
The federal student financial aid payments shown on the Wade College Student Financial Plan are usually made in equal installments for each term in each academic year. Once all the required paperwork is accurately completed, submitted, and the student begins classes, the student's federal financial aid is automatically credited to his or her account each term. Federal student financial aid is sent to the college electronically.
The College Preparation Checklist (found at studentaid.gov/resources) explains how students, and their parents, can prepare academically and financially for college through "to do" lists. Information about federal student financial aid, what to do at FAFSA filing time, and looking for scholarships is included. Readers are directed to publications and websites for more detailed discussions of the topics in the checklist.
As the student progresses, a Statement of Account is provided to each student when actual financial assistance disbursements are received, and institutional charges become known. The student has the right to cancel the current trimester's loans or the loan disbursements, in whole or in part, by notifying the Office of the President of Wade College in writing within 30 days of the receipt of the Statement of Account.
The college is sensitive to the unforeseen circumstances that can affect a student's ability to meet financial commitments. Consequently, the staff offers planning services to all students. Any student who has incurred or anticipates a financial problem is encouraged to meet with the Financial Services Department and receive consulting assistance as needed to assure his or her ability to complete the program.
Financial assistance processing and planning takes time; consequently, if a student's federal financial aid applications and forms have been properly submitted, the college will apply anticipated aid receipts to the student's Statement of Account. This allows the student to register for and begin classes on time by deferring costs covered by federal financial aid until the aid is received. To expedite the federal financial aid process, the student should apply online whenever possible. Additionally, the student must reapply each academic year to reestablish his or her eligibility for federal financial aid.
Federal Financial Assistance
The Financial Services Department supports students and their academic endeavors by offering student financial assistance programs that can help them achieve their educational goals. The following is a description of the federal student financial aid options available at Wade College:
Federal Pell Grants (Non-repayable funds)
The Federal Pell Grant is a need-based grant available to students pursuing their first undergraduate degree. Student eligibility is based upon a formula calculated by the federal government. For the 2022-2023 award year (July 1, 2022 to June 30, 2023), the maximum Federal Pell Grant award is $6,895 per academic year for full-time, eligible students. Part-time students who are eligible may receive smaller amounts. Federal Pell Grants do not have to be repaid and, as of July 1, 2012, students can receive a Federal Pell Grant only for the equivalent of 12 full-time trimesters (6 academic years) or 600% of lifetime eligibility used.
The college receives the student's Federal Pell Grant funds directly from the federal government. The respective student's account is then credited within three days of receipt of such funds. The credit is automatic as long as all financial paperwork is complete, eligibility is maintained, and registration for classes is finished. If has a student has a credit balance on his or her account due to receiving a Federal Pell Grant, the student will receive this credit balance within 14 days of the date the college receives the funds from the federal government and/or in accordance with the student's written authorization to hold a federal student aid credit balance.
Notwithstanding when a student's Federal Pell Grant funds are received from the federal government, once a valid ISIR is received by the college and all the required paperwork is accurately completed, submitted, and the student registers for classes, the student may receive his or her class schedule and all required books and supplies.
The William D. Ford Federal Direct Subsidized and Unsubsidized Stafford Loan (Repayable funds)
The direct loan program enables students to borrow funds directly from the U.S. Department of Education to assist with educational expenses.
A Federal Direct Subsidized Loan is awarded on the basis of financial need. If a student qualifies, he or she is eligible to borrow once per academic year. The 2022-2023 award year (July 1, 2022 to June 30, 2023) amounts a student may borrow per academic year are as follows:
|Freshman||$3,500||($1,750 per trimester)|
|Sophomore||$4,500||($2,250 per trimester)|
|Junior||$5,500||($2,750 per trimester)|
|Senior||$5,500||($2,750 per trimester)|
Repayment on Federal Direct Subsidized Loans begins six months after the student leaves school or drops below half-time status. Generally, while the student is in school and maintains at least half-time enrollment status, the interest is subsidized by the federal government. See the Financial Services Department to obtain a sample loan repayment schedule.
If a student does not qualify for the maximum Federal Direct Subsidized Loan amount shown above, he or she may borrow the difference through the Federal Direct Unsubsidized Loan program.
A Federal Direct Unsubsidized Loan is not awarded on the basis of need. If a student qualifies, he or she is eligible to borrow once per academic year. In addition to the Federal Direct Subsidized Loan amounts, the amounts a student with federal "independent" status or a student with federal "dependent" status whose parents did not qualify for a parent loan (see PLUS below) may borrow per academic year are as follows:
|Freshman/Sophomore||$6,000||($3,000 per trimester)|
|Junior/Senior||$7,000||($3,500 per trimester)|
A student with federal "dependent" status whose parents qualified for a parent loan (see PLUS below) may also borrow per academic year the following amounts as Federal Direct Unsubsidized Loans:
|Freshman/Sophomore/Junior/Senior||$2,000||($1,000 per trimester)|
Repayment on Federal Direct Unsubsidized Loans begins six months after the student leaves school or drops below half-time status. Interest is charged from the time the loan is disbursed until it is paid in full. The student may choose to pay the interest quarterly while attending classes or allow it to accrue during the in-school and six-month grace. If interest accrues, it is added to the principal of the loan. See the Financial Services Department to obtain a sample loan repayment schedule.
The loan amounts shown above are reduced by the lender's processing fee. Maximum loan amounts may be reduced for loan periods less than an academic year and if the student has previous loans. Please contact the Financial Services Department for details.
There is a lifetime maximum amount of Federal Direct Loan funds that students may borrow. These maximums include funds borrowed at all colleges for all programs. If a student has previously attended another institution and borrowed federal funds, he or she should be aware of his or her cumulative amount borrowed to date, and these federal lifetime loan limits: (1) $31,000 (up to $23,000 of which may be subsidized loans) for dependent students; and (2) $57,500 (up to $23,000 of which may be subsidized loans) for independent students and for dependent students whose parents did not qualify for Federal Direct PLUS.
The William D. Ford Direct Parent Loan for Undergraduate Students (PLUS) (Repayable funds)
The Direct Parent Loan for Undergraduate Students (PLUS) loan program enables credit-worthy parents and step-parents of dependent undergraduate students to borrow funds for educational purposes. A parent may borrow an amount equal to the difference between a student's educational costs and the total amount of other financial assistance a student receives for each academic year.
PLUS loans are collateral free, low interest rate loans with at least a ten-year repayment term and several repayment options. Monthly repayment begins 60 days after the last disbursement for the academic year. There is no grace period for these loans. Interest begins to accumulate at the time the first disbursement is made. The approved loan is disbursed in substantially equal amounts between the number of terms in the loan period. Regulations allow the net proceeds, after the lender's processing fee is deducted, to be applied directly to the student's account no earlier than ten days before the first day of the term.
In order to apply for a PLUS loan, the parent must complete a Consent to Obtain Credit Form; please see the Financial Services Department for details.
The William D. Ford Direct Consolidation Loans
Eligible federal student loans can be combined into one Direct Consolidation Loan. Please see the Financial Services Department for details, or go to: https://studentaid.gov/app/launchConsolidation.action for more information.
Students and parents can learn about the direct loan program through online publications at http://www.studentaid.ed.gov/pubs. These publications include:
- Direct Loan Basics for Students: This brochure covers Direct Subsidized and Unsubsidized loans for students.
- Direct Loan Basics for Parents: This brochure covers Direct PLUS Loans for parents.
- Entrance Counseling Guide for Direct Loan Borrowers: Before receiving a student loan, first time borrowers must complete an entrance counseling session. Entrance counseling is completed online at https://studentaid.gov/app/counselingInstructions.action?counselingType=entrance
- Exit Counseling Guide for Direct Loan Borrowers: Prior to graduation, all candidates for graduation must complete exit counseling that explains the rights and responsibilities as a Direct Loan borrower. Exit counseling is completed online at https://studentaid.gov/app/counselingInstructions.action?counselingType=exit
William D. Ford Direct Loan Disbursement
Under the Federal Direct Loan Programs, the U.S. Department of Education electronically transmits loan amounts to the college. The loan proceeds are credited to the respective student's account within three days of receipt of such funds. Loan proceeds may be disbursed in accordance with federal regulations, as follows:
- The Financial Services Departments is in receipt of a signed and accepted financial aid offer notification (Wade College Student Financial Plan).
- The Financial Services Department is in receipt of a Financial Aid Offer from the college's third-party servicer.
- The Direct Loan Service Center has received, accepted, and guaranteed the student and parent signed promissory note(s).
- For parents applying for the PLUS loan, the credit check must be approved by the Direct Loan Service Center and the college must receive notification of the approval.
Direct Loan Interest Rates
For information on direct loan interest rates and calculators, please visit https://studentaid.ed.gov/sa/types/loans/interest-rates.
Federal Direct Loan Repayments
Depending on the overall federal loan amount that a student will need to repay along with his or her current financial situation, there may be different repayment options available. This federal resource will provide all of the information needed to be better informed of repayment options for federal loans. Options may include, Standard, Extended, Income Contingent and Income Based repayment plans, depending on the student borrower's situation. Not all plans are available to all students. While we typically suggest choosing a plan that repays the loan the fastest, generally the Standard plan, the Income Based and Income Contingent plans might be best for the student in the short term. If a student has any questions, he or she may contact the Financial Services Department for assistance. Please know that the federal government has the right to change the terms of each plan at any time, including eliminating and adding plans. Students also have the right to change plans, per federal regulations, as needed.
Veterans Administration Educational Benefits (Entitlement Funds)
Former U.S. Armed Services men and women, widows and children of veterans who died while in service or after discharge from a service-connected disability, and wives and children of veterans who have a service-connected disability considered to be total and permanent in nature may apply for benefits from the Federal Department of Veterans Affairs. Information concerning certification for VA benefits are available in the Financial Services Department.
|Department of Veterans Affairs||Find General Information||http://www.benefits.va.gov/gibill/|
|Department of Veterans Affairs: Muskogee Regional Processing Office||Regional Veteran Benefits Payment Processing Office||http://www.benefits.va.gov/muskogee/|
|Applications||Apply on-Line for Veteran Benefits||http://www.benefits.va.gov/gibill/apply.asp|
|Benefit Comparison Tool||Compare Veteran Benefit Programs||http://www.benefits.va.gov/gibill/|
|Student Veterans of America||Student Veterans of America is a coalition of student veterans groups on college campuses across the United States.||http://www.studentveterans.org/|
US Military Education Benefit Programs
The Post-9/11 GI Bill®
The Post-9/11 GI Bill® provides financial support for education and housing to individuals with at least 90 days of aggregate service on or after September 11, 2001, or individuals discharged with a service-connected disability after 30 days. You must have received an honorable discharge to be eligible for the Post-9/11 GI Bill®.
As of August 1, 2009, the Post-9/11 GI Bill® is effective for training. Approved training under the Post-9/11 GI Bill® includes graduate and undergraduate degrees and vocational/technical training. All training programs must be offered by an institution of higher learning (IHL) and approved for GI Bill® benefits. Additionally, tutorial assistance and licensing and certification test reimbursement are approved under the Post- 9/11 GI Bill®.
The Post-9/11 GI Bill® will pay your tuition based upon the highest in-state tuition charged by a public educational institution in the state where the institution is located. The amount of support that an individual may qualify for depends on where they live and what type of degree they are pursuing.
The Post-9/11 GI Bill® will pay eligible individuals:
- Tuition and fees directly to the institution not to exceed the maximum in-state tuition and fees at a public Institution of Higher Learning. See the chart listing maximum in-state tuition rates.
- For more expensive tuition, a program exists which may help to reimburse the difference. This program is called the "Yellow Ribbon Program".
- A monthly housing allowance based on the Basic Allowance for Housing for an E-5 with dependents at the location of the institution.
- An annual books and supplies stipend of $1,000 paid proportionately based on enrollment.
- A one-time rural benefit payment for eligible individuals.
If you are on active duty you will not receive the housing allowance or books and supplies stipend. This benefit provides up to 36 months of education benefits, generally benefits are payable for 15 years following your release from active duty.
The Post-9/11 GI Bill® also offers some service members the opportunity to transfer their GI Bill to dependents.
New GI Bill®
- A student may be eligible if he or she first entered on active duty during the period beginning July 1, 1985, through June 30, 1988. He or she must have served at least:
- 2 years of honorable, continuous active duty if the first obligated period of service was less
- than 3 years or if he or she is now on active duty; or
- 3 years of honorable, continuous active duty if his or her first obligated period of service was
- 3 years or more; or
- 2 years of honorable, continuous active duty followed by 4 years of continuous active duty in the Selected Reserve with satisfactory participation in training.
- Alternatively, a student may be eligible for Chapter 30 benefits after December 31, 1989, if
- He or she entered active duty before January 1, 1977 (or contracted under a delayed entry program before January 1, 1977, and entered active duty before January 2, 1978); and
He or she served continuously on active duty for at least 3 years after June 30, 1985; or for at least 2 years after that date if he or she then served continuously for at least 4 years in the Selected Reserve with satisfactory participation in training. The active duty service may begin at any time during the period beginning July 1, 1985, and ending June 30, 1988.
If he or she was discharged or released for a service-connected disability hardship or at the convenience of the government, he or she may still be eligible even if he or she did not serve the minimum lengths of time described above, whichever is applicable.
- If he or she entered active duty for the first time on or after July 1, 1985, his or her military pay must have been reduced by $100.00 each month after the first 12 months of active duty service.
- He or she must have received a high school diploma or its equivalent before completing the required service.
Veterans' Vocational Rehabilitation Bill - Chapter 31
Veterans who served in the Armed Forces during World War II or thereafter are eligible for vocational rehabilitation if all three of the following conditions are met:
- The veterans suffered a service-connected disability in active service which entitles them to compensation, or they would do so but for receipt of retirement pay;
- The veterans were discharged or released under other than dishonorable conditions; and
- The VA determines that they need vocational rehabilitation to overcome the handicap of their disabilities.
Post-Vietnam Era Veterans' Educational Assistance Program (VEAP) - Chapter 32
A student is eligible if he or she entered active military service at any time during the period January 1, 1977, through June 30, 1985, and:
- He or she must have served on active duty for at least 181 days. If he or she was discharged for a service-connected disability with less than 181 days of service, he or she may still be eligible;
- If he or she enlisted for the first time after September 7, 1980, or if he or she entered (including reenlistment) active duty after October 16, 1981, he or she must have completed either 24 continuous months of active duty or the full period for which he or she was called or ordered to active duty, whichever is less;
- If he or she is on active duty, he or she must have completed his or her first obligated period of active duty or 6 years, whichever is less;
- He or she must have contributed to VEAP while on active duty; and
- He or she may be eligible under Noncontributory VEAP, Section 903, if he or she was selected by his or her branch of service to participate in this program. If he or she was selected, the Department of Defense made the contributions for him or her. He or she must have enlisted or reenlisted for active duty service after November 30, 1980, and before October 1, 1981. (If he or she contracted under a delayed entry program during this period, he or she must have entered active duty before October 1, 1982.) For more information on this program, contact the nearest VA regional office; if a student is on active duty, contact the Education Services Officer.
Survivors' and Dependents' Education Assistance - Chapter 35
- Veteran benefits are available for spouses or surviving spouses and children of veterans who have died as a result of a service-incurred disability, or who have been declared 100 percent service-connected disabled. Contact the nearest Veterans Administration Regional Office for additional information. Include the veteran's claim number (File number identification). If the student is transferring in from another higher education institution, a 22-5495 is required.
- For scholarship information visit https://www.armyemergencyrelief.org/scholarships/.
Selected Reserve Educational Assistance Program - Chapter 1606
This program is available and applies to reservists who entered the Selected Reserves after July 1, 1985. For original claims, the student may submit the 22-1990 and the DD Form 2384 (NOBE) to the VA Regional office or to the school for submittal. If a student is transferring in from another higher education institution, a 22-1995 is required.
Iraq and Afghanistan Service Grant
A student who is not eligible for a Federal Pell Grant, but whose parent or guardian was a member of the U.S. Armed Forces and died as a result of service performed in Iraq or Afghanistan after September 11, 2001, may be eligible to receive the Iraq and Afghanistan Service Grant.
Additional student eligibility requirements are:
- Be under 24 years old; or
- Enrolled in college at least part-time at the time of the parent's or guardian's death.
The grant award is equal to the amount of a maximum Federal Pell Grant for the award year - not to exceed the cost of attendance for that award year.
For more information regarding this program, please visit https://studentaid.gov/understand-aid/types/grants/iraq-afghanistan-service.
Tillman Military Scholarship
Who is eligible to be a Tillman Military Scholar?
- Veteran and active servicemembers of both pre- and post-9/11 service.
- Servicemembers who wish to start, finish, or further their education.
- Servicemembers of all branches of the U.S. Armed Forces: Army, Navy, Air Force, Marine Corps, Coast Guard, National Guard, and Reserve.
- Servicemembers pursuing undergraduate, graduate, post-graduate, 2-year, 4-year, public, private, vocational, and trade degrees or certifications.
- Dependents of servicemembers (children under the age of 30 or spouses).
What criteria will be considered for awarding the Tillman Military Scholarship?
- Unmet financial need
- Educational and career ambitions
- Record of personal achievement
- Compelling, thoughtful, genuine, and thorough essay question responses
- Demonstration of service to others in the community and a desire to continue such service
Annual renewability will be considered for most scholarships based on proof of full-time student status, minimum GPA earned, as well as, documented participation in civic action or community service. Additionally, scholarship funding can only be used toward a single degree or certification per award winner.
To apply and find out what documents are needed, please visit http://pattillmanfoundation.org/apply-to-be-a-scholar/.
Vocational Rehabilitation Programs
Every state has programs to help people with physical and mental disabilities. Eligibility criteria and amounts vary according to state regulations. For more information, the student should contact the local vocational rehabilitation office, unemployment office, state department of human resources, or the Financial Services Department.
Wade College Institutional Loans (Repayable funds)
In addition to the federal direct loan programs offered, Wade College offers interest-free institutional loans to cover expenses not paid for by traditional federal or state assistance programs. The student must maximize all other aid options before applying for an institutional loan. Such loans are offered to graduating students who have maintained good financial standing with the college. Prior to graduation, the student completes a promissory note and is granted a payment period of up to ten years. Details of the loan program, as well as a sample loan repayment schedule, are available from the Financial Services Department.
Rebates & Scholarships
Wade College Tuition Rebates (Non-repayable funds)
Wade College is committed to enrolling a diverse and talented student population. To accomplish this goal, Wade College offers various tuition rebates that are awarded on the basis of merit. Students who wish to be considered for these tuition rebates must provide all required documentation prior to any deadlines established by the Office of Admissions and the Financial Services Department. Failure of the student to meet any tuition rebate requirement will result in forfeiture of the award.
Wade College tuition rebates can be combined with any other merit-scholarships and/or non-need-based financial assistance, as long as the combined total does not exceed the total cost of a Wade College education.
For the Sue Wade High School Achievement Tuition Rebate, Wade College Baccalaureate Enrollment Tuition Rebate, Presidential Tuition Rebate, and Wade College Transfer Student Tuition Rebate, the maximum per-trimester rebates are as follows: $1,500.00 for those students registered for a minimum of 15 credit hours; $1,200.00 for those students registered for a minimum of 12 credit hours; $900.00 for those students registered for a minimum of 9 credit hours; $600.00 for those students registered for a minimum of 6 credit hours; and $300.00 for those students registered for a minimum of 3 credit hours.
For the Wade College On-Time Completion Tuition Rebate, Wade College On-Time Post-Associate Degree Completion Tuition Rebate, and Wade College On-Time Baccalaureate Degree Completion Tuition Rebate, the respective rebate is ONLY applied if the student matriculating into any applicable program has transferred no more than 40% of total degree program credit requirements.
All Wade College tuition rebates are applied to the recipient's account AFTER the end of the trimester in which the rebates are to be applied and after enrollment in classes and any required cumulative Wade College grade point average are confirmed by the Vice President of Compliance and Finance.
Sue Wade High School Achievement Tuition Rebate
Through the Office of Financial Services, Wade College administers the Sue Wade High School Achievement Tuition Rebate for students entering any of the institution’s degree programs for the first time. This rebate is awarded on a trimester basis to any degree-seeking student who graduated in the top 20% of his or her high school graduating class. Eligibility requires receiving admission to the institution, submitting an official high school transcript or document validating class rank, signing a Wade College Student Financial Plan, and registering for classes.
This rebate is applied for a maximum total of 10 trimesters of enrollment or the completion of a baccalaureate degree program, whichever occurs first, provided the recipient remains continuously enrolled at Wade College and maintains a minimum cumulative Wade College grade point average of 3.00.
Presidential Tuition Rebate
Through the Office of the President, Wade College offers the Presidential Tuition Rebate for students entering any of the institution’s degree programs for the first time. This rebate is awarded on a trimester basis to any degree-seeking student who submits a Wade College President’s Scholarship Application; such application is only available to a student who matriculates in the first fall trimester which follows the student’s high school graduation occurring in the same calendar year.
This rebate is applied for a maximum total of 10 trimesters of enrollment or the completion of a baccalaureate degree program, whichever occurs first, provided the recipient remains continuously enrolled at Wade College and maintains a minimum cumulative Wade College grade point average of 3.00.
Wade College Baccalaureate Enrollment Tuition Rebate
Wade College believes student persistence through the institution’s educational program in consecutive terms yields the most optimal return for a student. The Wade College Baccalaureate Enrollment Tuition Rebate is awarded on a trimester basis to any post-associate degree-seeking student, provided that student continues his or her post-associate baccalaureate degree program in the subsequent trimester following successful associate degree program completion. Eligibility requires signing a Wade College Student Financial Plan and registering for classes.
This rebate is applied for a maximum total of 5 trimesters of enrollment or the completion of a post-associate baccalaureate degree program, whichever occurs first, provided the recipient remains continuously enrolled at Wade College and maintains a minimum cumulative Wade College grade point average of 3.00.
Wade College Transfer Student Tuition Rebate
The Wade College Transfer Student Tuition Rebate is a tuition rebate awarded on a trimester basis to any direct-entry baccalaureate degree program transfer student, provided that the student has earned a minimum of an associate degree from a higher education institution accredited by an organization recognized by either the Council for Higher Education Accreditation or the United States Department of Education. Eligibility requires receiving admission to the institution, submitting an official transcript validating previous degree completion, signing a Wade College Student Financial Plan, and registering for classes.
This rebate is applied for a maximum total of 5 trimesters of enrollment or the completion of a baccalaureate degree program, whichever occurs first, provided the recipient remains continuously enrolled at Wade College and maintains a minimum cumulative Wade College grade point average of 3.00.
Wade College On-Time Completion Tuition Rebates
The College On-Time Associate Degree Completion Tuition Rebate is a one-time award of $2,000.00 granted upon the on-time completion of an associate degree program, provided the student completes the program in 5 or fewer consecutive trimesters of study. The award is not granted if the student takes an official leave of absence or withdraws from a trimester while enrolled in the associate degree program. Eligibility requires signing a Wade College Student Financial Plan and registering for classes.
The Wade College On-Time Post-Associate Degree Completion Tuition Rebate is a one-time award of $2,000.00 granted upon the on-time completion of a post-associate baccalaureate degree program, provided the student completes the program in 5 or fewer consecutive trimesters of study. The award is not granted if the student takes an official leave of absence or withdraws from a trimester while enrolled in the post-associate baccalaureate degree program. Eligibility requires signing a Wade College Student Financial Plan and registering for classes.
The Wade College On-Time Baccalaureate Degree Completion Tuition Rebate is a one-time award of $5,000.00 granted upon the on-time completion of a direct-entry baccalaureate degree program, provided the student completes the program in 10 or fewer consecutive trimesters of study. The award is not granted if the student takes more than one official leave of absence or withdraws from a trimester while enrolled in the direct-entry baccalaureate degree program. Eligibility requires signing a Wade College Student Financial Plan and registering for classes.
Students may apply for additional scholarships from third-party sources, as well as additional forms of financial aid if they qualify. For more information, please contact the Financial Services Department. If the student has applied for and received scholarships from external sources, all awards must be reported to the Financial Services Department.
Students in search of scholarships to pay for college may find some of the links here useful. This listing is provided for information purposes only. Inclusion does not constitute endorsement. Neither the Financial Services Department nor Wade College can guarantee the accuracy or the timeliness of information found at any of the links above. It is critical that students verify information, particularly where deadlines are concerned.
Financial Aid Resources
Before receiving a student loan, first time borrowers must complete an entrance counseling session. This quick and easy interactive counseling session provides useful tips and tools to help you develop a budget for managing your educational expenses and helps you to understand your loan responsibilities. This entrance counseling session can be found on the Federal Student Aid Website.
Direct loan exit counseling will explain your rights and responsibilities as a direct loan borrower. Exit counseling information is also located on the Federal Student Aid Website. You will need to have your Social Security number and your FSA ID ready in order to log into this portion of the site.
National Student Loan Data System (NSLDS)
When a borrower receives a Federal loan, the loan provider must submit that information to the National Student Loan Data System (NSLDS). Information in NSLDS is accessible to schools, lenders, and guarantors that are authorized users of the data system. Students are also able to log in and access all of their federal loan information. Students will need to have their FSA ID in order to access their information.
Department of Education Publications
Additional information about financial aid, including your specific loan information, can be found by visiting the Department of Education Financial Awareness Counseling page, along with the Federal Student Aid page.
Loan Payment Calculator
Students should visit the Federal Student Financial Aid website for access to valuable loan calculators to get an idea of what his or her monthly loan payment might look like, depending on the repayment plan he or she chooses. Not all loans are eligible for all repayment.